Machinery Manufacturers

In today’s global market, demands on manufacturers, distributors and sellers of machinery and equipment are higher than ever. There is no downtime for liability. When a machine or piece of equipment malfunctions — or worse, turns deadly — your client could be accused of negligence, regardless of actual fault.


This is why UIG has pulled together an array of coverages with features crafted uniquely for businesses with these specific exposures, including: manufacturers*, distributors, direct importers and dealers. Our team of underwriting and claim management professionals, along with our A+ A.M. Best-rated partners, are here to service you throughout the life of your client’s policy.


  • Product Withdrawal Expense Deductibles
  • Product Design
  • Product Pollution
  • Professional Equipment Services
  • Silent on Punitive Damages
  • Blanket Additional Insureds — vendors, lessors of equipment, trade show sponsors, mortgagees


  • First Dollar (except off-premises installation or repair work)
  • $1,000 per Occurrence (if off-premises installation or repair work)
  • $2,500 per Product Withdrawal

Minimum Premium

  • $7,500 for $1/$2/$1 limits

Target Classes

  • Alternative Energy Products — wind, solar, tidal, geothermal
  • Pumps and Compressors
  • Railroad Equipment and Parts
  • Auto, Bus, Truck and Trailer Parts — aftermarket
  • Tanks and Pressure Vessels
  • Valves
  • Boats and Boat Parts
  • Wire Goods
  • Communication Equipment
  • Electric Motors, Turbines and Parts
  • Machine Shops
  • Aviation
  • Medical Instruments and Equipment — diagnostic and treatment devices
  • Modular Units for School and Business Use

Ineligible Classes

  • Oil and Gas
  • Building Materials and Supplies
  • Consumer Products

To find out more about what UIG can do for you, drop us a line at Also feel free to connect with us on LinkedIn and join our Young Agent’s Group.

*Of machinery, equipment, parts and other durable products used primarily by commercial and industrial businesses.