Liquor Liability

UIG Covers

  • Bars, pubs, taverns
  • Restaurants
  • Fraternal organizations
  • Nightclubs
  • Bowling centers
  • Golf courses
  • And more

UIG is a hospitality expert. We provide liquor liability insurance — or dram shop insurance for those of you of the British persuasion — that protects against claims arising from the sale and service of liquor.

Liquor liability varies widely from state to state. It’s important to understand the differences in state statutory guidelines. How Iowa differs from Missouri, how Missouri differs from Arizona. Or, you can simply understand that you need to talk to us.

Contact UIG for specific information for your state.


Luigi Knows

Dram shop is a legal term referring to a bar, tavern or the like where alcoholic beverages are sold. Traditionally it referred to a shop where spirits were sold by the dram, a unit of weight equal to 1/16 of an ounce.